1 st Metropolitan Mortgage, 1 st Metropolitan Mortgage of NY, 1 st Metropolitan Mortgage Co., Inc. and Empire 1 st Metropolitan are d/b/a's of Empire Equity Group, Inc. and Empire Mortgage Inc (FN).; Empire Equity Group, Inc. d/b/a 1 st Metropolitan Mortgage of NY is licensed by the Alaska Department of Commerce, Community, and Economic Development (License Number 297818); Arizona Mortgage Banker License BK-0905315 as a d/b/a of Empire Mortgage, Inc. (FN). Arizona Principal Office: 6909 West Ray Road, Bldg 15, Chandler, AZ 85226; Licensed by the California Department of Corporations under the California Residential Mortgage Lending Act; The responsible party for 1 st Metropolitan Mortgage for the State of Colorado is William D. Warren, License Number 100023997, 4720 Piedmont Row Drive, Second Floor, Charlotte, NC 28210; Telephone: 1-888-278-1200 Extension 6181. To check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm; Connecticut Broker Only, Not a Lender; Licensed as a Mortgage Loan Broker in the State of Delaware ; Georgia Residential Mortgage Licensee, Mortgage Broker License #15506; 1 st Metropolitan Mortgage, 4720 Piedmont Row Drive, Suite 200, Charlotte, NC 28210; Illinois Residential Mortgage Licensee, 4720 Piedmont Row Drive, Second Floor, Charlotte, NC 28210: In Kansas Empire Equity Group, Inc. d/b/a 1 st Metropolitan Mortgage is licensed as a Supervised Lender (License # 2002-4418) with the State Banking Commissioner. Corporate Headquarters located at 4720 Piedmont Row Drive, Suite 200 , Charlotte , NC 28210 . Interest rates or charges are not recommended, approved, set or established by the State of Kansas; 1 st Metropolitan Mortgage is licensed by the Maine Office of Consumer Credit Regulation, License Number CSO4682; This is not an offer to enter into an interest rate lock-in agreement under Minnesota law; Licensed by the Massachusetts Division of Banks and Loan Agencies as a Mortgage Broker (License MB3510). Empire Equity Group d/b/a 1 st Metropolitan Mortgage. We arrange but do not make loans in Massachusetts ; Missouri Residential Mortgage Licensee, Exempt by Missouri Law, 4720 Piedmont Row Drive, Suite 200 , Charlotte , NC 28210 . Interest Rates or Charges are not recommended, established, or approved by the State of Missouri; Licensed by the Mississippi Department of Banking and Consumer Finance ; Licensed by the State of Montana (License Number 186) , Division of Banking & Financial Institutions, 490 N. 31 st St., Transwestern II, Suite 135, Billings, MT 59101; Empire Equity Group, Inc., d/b/a 1 st Metropolitan Mortgage is licensed as a Mortgage Broker by the Nevada Department of Business and Industry. Corporate Offices are located at 4720 Piedmont Row Drive , Second Floor, Charlotte , NC 28210 ; Telephone 704-552-1234. Licensee brokers residential mortgage loans only; Licensed by the New Hampshire Banking Department, License No. 8062-MBR; Licensed Mortgage Lender – New Jersey Department of Banking. We do not make loan commitments or fund loans. All loans arranged with third-party providers. Registered Mortgage Broker – New York State Banking Department, All Loans Arranged With Third-Party Lenders, 4720 Piedmont Row Drive, Suite 200, Charlotte, NC 28210; Licensed by the Ohio Division of Financial Institutions Certificate Number MB-802152.000, 4720 Piedmont Row Drive, Suite 200, Charlotte, NC 28210; Licensed by the Pennsylvania Department of Banking; Rhode Island Licensed Loan Broker; Licensed by the Texas Department of Savings & Mortgage Lending, Mortgage Broker License No. 75236, 402 W. Wheatland, Suite 170, Duncanville, TX 75116; Empire Equity Group, Inc. d/b/a 1 st Metropolitan Mortgage is licensed by the Virginia State Corporation Commission (License No. MB-1432). Empire Equity Group, Inc., d/b/a 1 st Metropolitan Mortgage is licensed by the Washington Department of Financial Institutions under the Consumer Loan Act (License Number 520-CL-23974)

As a corporate entity , 1 st Metropolitan Mortgage, (including 1 st Metropolitan Mortgage of NY, Empire 1 st Metropolitan and 1 st Metropolitan Mortgage Co., Inc.) is also licensed, registered or exempt in the States of Alabama, Arkansas, District of Columbia, Florida, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maryland, Michigan, North Carolina, Nebraska, New Mexico, North Dakota, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Utah, Vermont, West Virginia, Wisconsin, and Wyoming.

NOT LICENSED in the state of Hawaii to make loans to residents of Hawaii .

1 st Metropolitan Mortgage is pledged to the letter and spirit of U.S. policy for the achievement of EQUAL HOUSING OPPORTUNITY throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

As a corporate entity , 1 st Metropolitan Mortgage, (including 1 st Metropolitan Mortgage of NY, Empire 1 st Metropolitan and 1 st Metropolitan Mortgage Co., Inc.) is also licensed, registered or exempt in the States of Alabama, Arkansas, District of Columbia, Florida, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maryland, Michigan, North Carolina, Nebraska, New Mexico, North Dakota, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Utah, Vermont, West Virginia, Wisconsin, and Wyoming.

NOT LICENSED in the state of Hawaii to make loans to residents of Hawaii .

1 st Metropolitan Mortgage is pledged to the letter and spirit of U.S. policy for the achievement of EQUAL HOUSING OPPORTUNITY throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.